How do I create an account?

You can sign up using your email address, Google account, or Apple ID. Simply tap 'Get Started' on the welcome screen and choose your preferred sign-in method.

How do I set up my preferred currency?

During onboarding, you'll be prompted to select your currency. You can also change it anytime by going to Profile > Currency. Coinify AI supports 100+ currencies worldwide.

How do I add a transaction?

Tap the '+' button on the home screen or transactions tab. Select 'Income' or 'Expense', choose a category, enter the amount, add an optional description, and tap Save.

Can I edit or delete a transaction?

Yes! Tap on any transaction to view its details. From there, you can edit the amount, category, description, or date. To delete, tap the delete button and confirm.

Budgets help you control spending in specific categories. Set a spending limit (e.g., $500/month for Food), and the app tracks your progress with visual indicators.

How do I create a budget?

Go to the Budget tab and tap 'Add Budget'. Select a category, set your spending limit, choose the period (weekly, monthly, or yearly), and save.

What's included in Coinify AI Pro?

Coinify AI Pro includes: Unlimited transactions and budgets, Advanced analytics, Export to PDF & Excel, Cloud backup, AI Chat assistant, Priority support, and 100% Ad-free experience.

Is there a free trial?

Yes! New users get a 3-day free trial on weekly and monthly plans. Experience all features before committing. Cancel anytime during the trial at no charge.

Is my financial data secure?

Yes. Coinify AI uses bank-level encryption for all data transmission and storage. We never sell or share your personal financial information.

Can I use Coinify AI on multiple devices?

Yes! Sign in with the same account on any device, and all your data syncs automatically.

The Monthly Budget Reset: How to Start Fresh Every Month

Why Your Budget Needs a Monthly Reset

Most budgets fail because they're created once and never revisited. Life changes — income fluctuates, unexpected expenses arise, priorities shift. A budget that worked in January may not work in July.

The monthly budget reset is the habit that transforms a static budget into a living financial plan.

What Is a Monthly Budget Reset?

A budget reset is a 15-30 minute session at the end of each month where you:

1.Review last month — What happened? Where did you overspend? What went according to plan?

2.Identify the gaps — Which budget categories need adjustment?

3.Plan next month — Set new budgets based on what you know is coming

4.Celebrate wins — Acknowledge what went well

Step-by-Step: The Monthly Reset Process

Week 4 of the Current Month: Capture Everything

Make sure all transactions are logged in your budget app before you start the review.

With Coinify AI, you can see a complete breakdown of every transaction, organized by category.

Day 1 of the New Month: The Review Session

Step 1: Run your numbers

Open your Coinify AI dashboard and check:

-Total income vs. total expenses

-Each category's actual spending vs. budgeted amount

-Net savings for the month

Step 2: Categorize your overages

For every category where you overspent, ask: Was this a one-time event or a pattern?

-**One-time:** A car repair, a medical bill — no budget change needed

-**Pattern:** You've overspent on dining out three months in a row — the budget needs to increase

Step 3: Look at next month's known expenses

Are there any predictable costs coming up?

-Car registration renewal

-Annual subscriptions

-Upcoming travel

-Seasonal expenses (back to school, holidays)

Build these into next month's budget now so they don't surprise you.

Step 4: Adjust category budgets

Based on your review, update your budget amounts in Coinify AI. Remember: a realistic budget is more useful than an aspirational one.

Step 5: Set one improvement goal

Choose one area to improve next month. Just one. Maybe it's spending less on food delivery, or contributing more to savings.

Making It a Habit

The first reset takes 30 minutes. By month 3, you'll do it in 15. After 6 months, your budget will feel almost automatic.

**Schedule it:** Set a recurring calendar reminder for the 1st of every month — "Budget Reset Day."

**Use AI insights:** Coinify AI's AI assistant can analyze your spending patterns and suggest category adjustments automatically.

The Power of Compound Budgeting

Just like compound interest in investing, consistent monthly budget reviews compound over time:

-Month 1: You overspend by $200

-Month 3: You've eliminated the pattern and break even

-Month 6: You're consistently saving an extra $300/month

-Month 12: You've saved an additional $1,800 compared to no resets

**Start your monthly reset habit.** Download Coinify AI and do your first budget review today.