How do I create an account?

You can sign up using your email address, Google account, or Apple ID. Simply tap 'Get Started' on the welcome screen and choose your preferred sign-in method.

How do I set up my preferred currency?

During onboarding, you'll be prompted to select your currency. You can also change it anytime by going to Profile > Currency. Coinify AI supports 100+ currencies worldwide.

How do I add a transaction?

Tap the '+' button on the home screen or transactions tab. Select 'Income' or 'Expense', choose a category, enter the amount, add an optional description, and tap Save.

Can I edit or delete a transaction?

Yes! Tap on any transaction to view its details. From there, you can edit the amount, category, description, or date. To delete, tap the delete button and confirm.

Budgets help you control spending in specific categories. Set a spending limit (e.g., $500/month for Food), and the app tracks your progress with visual indicators.

How do I create a budget?

Go to the Budget tab and tap 'Add Budget'. Select a category, set your spending limit, choose the period (weekly, monthly, or yearly), and save.

What's included in Coinify AI Pro?

Coinify AI Pro includes: Unlimited transactions and budgets, Advanced analytics, Export to PDF & Excel, Cloud backup, AI Chat assistant, Priority support, and 100% Ad-free experience.

Is there a free trial?

Yes! New users get a 3-day free trial on weekly and monthly plans. Experience all features before committing. Cancel anytime during the trial at no charge.

Is my financial data secure?

Yes. Coinify AI uses bank-level encryption for all data transmission and storage. We never sell or share your personal financial information.

Can I use Coinify AI on multiple devices?

Yes! Sign in with the same account on any device, and all your data syncs automatically.

The Envelope System Budgeting Explained

What is the Envelope System?

The envelope system is a budgeting method where you allocate a specific amount of cash into physical envelopes for different spending categories (e.g., groceries, entertainment, gas). When the cash in the envelope is gone, you stop spending in that category for the month.

Why Does It Work?

Psychologically, handing over physical cash hurts more than swiping a card. It creates immediate friction and awareness of your spending limits. You can visibly see your funds depleting, which naturally curbs impulse buying.

How to Set It Up

1. Create Your Budget

Calculate your income and deduct fixed expenses (rent, utilities). Take the remaining amount and divide it into variable categories.

2. Label Your Envelopes

Get paper envelopes and label them: Groceries, Dining Out, Entertainment, Clothing, etc.

3. Stuff the Envelopes

Go to the ATM, withdraw the cash you budgeted for the variable categories, and put the exact amount into each respective envelope.

4. Spend Only What's Inside

When you go to the grocery store, take the Groceries envelope. If you budgeted $300 and your total is $310, you have to put something back. You cannot borrow from the Rent envelope!

The Digital Envelope System

If carrying cash isn't for you, use a digital budgeting app like Coinify AI. It acts as virtual envelopes, automatically deducting your digital transactions from your category limits and alerting you when you're running low.

Final Thoughts

Whether physical or digital, the envelope system is a powerful tool to regain control over your money. It forces discipline and guarantees you won't spend more than you earn.