How do I create an account?

You can sign up using your email address, Google account, or Apple ID. Simply tap 'Get Started' on the welcome screen and choose your preferred sign-in method.

How do I set up my preferred currency?

During onboarding, you'll be prompted to select your currency. You can also change it anytime by going to Profile > Currency. Coinify AI supports 100+ currencies worldwide.

How do I add a transaction?

Tap the '+' button on the home screen or transactions tab. Select 'Income' or 'Expense', choose a category, enter the amount, add an optional description, and tap Save.

Can I edit or delete a transaction?

Yes! Tap on any transaction to view its details. From there, you can edit the amount, category, description, or date. To delete, tap the delete button and confirm.

Budgets help you control spending in specific categories. Set a spending limit (e.g., $500/month for Food), and the app tracks your progress with visual indicators.

How do I create a budget?

Go to the Budget tab and tap 'Add Budget'. Select a category, set your spending limit, choose the period (weekly, monthly, or yearly), and save.

What's included in Coinify AI Pro?

Coinify AI Pro includes: Unlimited transactions and budgets, Advanced analytics, Export to PDF & Excel, Cloud backup, AI Chat assistant, Priority support, and 100% Ad-free experience.

Is there a free trial?

Yes! New users get a 3-day free trial on weekly and monthly plans. Experience all features before committing. Cancel anytime during the trial at no charge.

Is my financial data secure?

Yes. Coinify AI uses bank-level encryption for all data transmission and storage. We never sell or share your personal financial information.

Can I use Coinify AI on multiple devices?

Yes! Sign in with the same account on any device, and all your data syncs automatically.

Best Budgeting Tips for Freelancers with Irregular Income

Budgeting When Your Income Varies

Freelancers face a unique challenge: irregular income. Unlike salaried employees, your monthly earnings can fluctuate dramatically. Here's how to build a budget that works.

The 50/30/20 Rule — Adapted for Freelancers

The traditional 50/30/20 rule (needs/wants/savings) needs modification for variable income:

-Calculate your baseline — Take your average monthly income over the past 6–12 months.

-Budget on your lowest month — Use your worst month as the baseline, not your average.

-Create a buffer fund — Keep 3–6 months of expenses in reserve for lean months.

Separating Personal and Work Expenses

This is critical for tax purposes and financial clarity:

1.Use separate accounts — Keep personal and work finances in different accounts.

2.Track everything — Every work-related expense needs to be logged and categorized.

3.Use clear categories — A consistent taxonomy means deductibles are easy to surface at tax time.

Tax Planning for Freelancers

-Set aside 25–30% of every payment for taxes

-Track deductible expenses meticulously

-Export financial reports quarterly for your accountant

Tools for Freelancer Budgeting

Coinify AI offers features that work well for freelancers managing irregular income:

-Unlimited Categories — Build your own taxonomy for work expenses, deductibles, and personal spending

-Powerful Analytics — See spending breakdowns by category and trends over time

-Multi-Currency Support — Perfect for freelancers with international clients

-AI Assistant — Ask plain-language questions about your spending and savings

-PDF & Excel Export — Generate clean reports for your accountant or tax filing

**Start budgeting on your terms.** Try Coinify AI free on iOS and Android today.