How do I create an account?

You can sign up using your email address, Google account, or Apple ID. Simply tap 'Get Started' on the welcome screen and choose your preferred sign-in method.

How do I set up my preferred currency?

During onboarding, you'll be prompted to select your currency. You can also change it anytime by going to Profile > Currency. Coinify AI supports 100+ currencies worldwide.

How do I add a transaction?

Tap the '+' button on the home screen or transactions tab. Select 'Income' or 'Expense', choose a category, enter the amount, add an optional description, and tap Save.

Can I edit or delete a transaction?

Yes! Tap on any transaction to view its details. From there, you can edit the amount, category, description, or date. To delete, tap the delete button and confirm.

Budgets help you control spending in specific categories. Set a spending limit (e.g., $500/month for Food), and the app tracks your progress with visual indicators.

How do I create a budget?

Go to the Budget tab and tap 'Add Budget'. Select a category, set your spending limit, choose the period (weekly, monthly, or yearly), and save.

What's included in Coinify AI Pro?

Coinify AI Pro includes: Unlimited transactions and budgets, Advanced analytics, Export to PDF & Excel, Cloud backup, AI Chat assistant, Priority support, and 100% Ad-free experience.

Is there a free trial?

Yes! New users get a 3-day free trial on weekly and monthly plans. Experience all features before committing. Cancel anytime during the trial at no charge.

Is my financial data secure?

Yes. Coinify AI uses bank-level encryption for all data transmission and storage. We never sell or share your personal financial information.

Can I use Coinify AI on multiple devices?

Yes! Sign in with the same account on any device, and all your data syncs automatically.

Best Money Saving Challenges for 2026

Gamify Your Finances

Saving money doesn't have to be boring. By turning it into a challenge or a game, you can trick your brain into enjoying the process of building wealth. Here are the top money-saving challenges for 2026.

1. The 52-Week Money Challenge

**How it works:** Save $1 in week 1, $2 in week 2, $3 in week 3, all the way up to $52 in week 52.

**The result:** You will have saved $1,378 by the end of the year.

**Best for:** Beginners who want to start small and gradually build a saving habit.

2. The 365-Day Penny Challenge

**How it works:** Save 1 penny on day 1, 2 pennies on day 2, and so on until you save $3.65 on day 365.

**The result:** You will save $667.95 over the year.

**Best for:** Those who feel they have absolutely "no money" to save.

3. The $5 Bill Challenge

**How it works:** Every time you receive a $5 bill in change, you cannot spend it. You must put it in a jar or envelope.

**The result:** Variable, but easily hundreds of dollars.

**Best for:** Cash spenders who want a low-pressure saving method.

4. The No-Spend Month

**How it works:** For 30 days, you only spend money on absolute necessities (rent, utilities, basic groceries). No eating out, no new clothes, no entertainment spending.

**The result:** A massive, immediate boost to your savings and a reset of your spending habits.

**Best for:** People needing a hardcore financial detox.

Conclusion

Pick one challenge that fits your lifestyle and commit to it. Using a tracker or an app like Coinify AI can help you monitor your progress and stay motivated!