How do I create an account?

You can sign up using your email address, Google account, or Apple ID. Simply tap 'Get Started' on the welcome screen and choose your preferred sign-in method.

How do I set up my preferred currency?

During onboarding, you'll be prompted to select your currency. You can also change it anytime by going to Profile > Currency. Coinify AI supports 100+ currencies worldwide.

How do I add a transaction?

Tap the '+' button on the home screen or transactions tab. Select 'Income' or 'Expense', choose a category, enter the amount, add an optional description, and tap Save.

Can I edit or delete a transaction?

Yes! Tap on any transaction to view its details. From there, you can edit the amount, category, description, or date. To delete, tap the delete button and confirm.

Budgets help you control spending in specific categories. Set a spending limit (e.g., $500/month for Food), and the app tracks your progress with visual indicators.

How do I create a budget?

Go to the Budget tab and tap 'Add Budget'. Select a category, set your spending limit, choose the period (weekly, monthly, or yearly), and save.

What's included in Coinify AI Pro?

Coinify AI Pro includes: Unlimited transactions and budgets, Advanced analytics, Export to PDF & Excel, Cloud backup, AI Chat assistant, Priority support, and 100% Ad-free experience.

Is there a free trial?

Yes! New users get a 3-day free trial on weekly and monthly plans. Experience all features before committing. Cancel anytime during the trial at no charge.

Is my financial data secure?

Yes. Coinify AI uses bank-level encryption for all data transmission and storage. We never sell or share your personal financial information.

Can I use Coinify AI on multiple devices?

Yes! Sign in with the same account on any device, and all your data syncs automatically.

Best Mint Alternatives in 2026: Why You Should Upgrade to AI Budgeting

The End of an Era

When Mint shut down, millions of users were left searching for a reliable way to track their expenses. While many transitioned to traditional spreadsheet apps or other standard budget tools, the landscape of personal finance has evolved significantly since then.

Why Traditional Trackers Aren't Enough Anymore

Most legacy budgeting apps require manual intervention. You have to categorize transactions, set arbitrary limits, and analyze your own spending trends. This creates friction, which is the number one reason people stop budgeting.

In 2026, the standard has shifted from *manual tracking* to *automated AI assistance*.

Top Alternatives to Mint in 2026

1. Coinify AI (Best Overall)

Coinify AI represents the next generation of personal finance. Instead of just displaying your spending, its built-in AI assistant actively helps you manage it.

-**Pros:** Instant transaction categorization, natural language financial querying, real-time sync across devices, multi-currency support, and predictive budgeting.

-**Cons:** Advanced AI insights require a brief learning period to fully customize to your habits.

2. YNAB (Best for Zero-Based Budgeting)

You Need A Budget remains a strong contender for those who love strict rules.

-**Pros:** Excellent philosophy for paying down debt.

-**Cons:** Steep learning curve and requires high manual effort.

3. Monarch Money (Best for Net Worth Tracking)

Monarch offers a comprehensive view of your entire financial picture.

-**Pros:** Clean UI and good investment tracking.

-**Cons:** Premium pricing might not suit budget-conscious users.

Why AI is the Ultimate Mint Replacement

The biggest complaint about Mint was the inaccuracy of its automatic categorization. AI budgeting apps like Coinify AI solve this by learning your specific habits. It knows that a transaction at "Target" might be groceries for you, but home goods for someone else.

Furthermore, AI assistants can predict cash flow shortages before they happen and suggest actionable ways to save.

**Ready to upgrade your financial toolkit?** Try Coinify AI today and experience the future of budgeting.